1. How long does credit repair take?

Every case is different. My fastest results work in 4 business days. Most of our clients begin seeing results within 14-30 days but, full repair typically takes 3 to 6 months, depending on the number and complexity of items.

2. Can late student loan payments really be removed?

Yes — late payments, especially from rehabbed or consolidated loans, can often be challenged and removed if they violate reporting laws or lack full documentation.

3. Do you help with medical bills?

Absolutely. We specialize in removing paid and unpaid medical bills, especially those under $500, which are no longer allowed on reports under new federal rules.

4. What makes Integrity Solutions different from other companies?

We don’t believe in generic dispute letters. We provide: Custom audit reports Legally backed dispute strategies Transparent updates And we educate you every step of the way.

5. Will this work if I’ve already tried credit repair before?

Yes. Many of our clients have tried other services before. What sets us apart is our attention to detail, deep knowledge of credit laws, and client advocacy. We don’t just dispute — we defend. 🔹

6. How do you dispute negative items?

We challenge inaccuracies directly with: All three credit bureaus The original creditor Debt collectors (when applicable) Our disputes are crafted based on your unique report, not cookie-cutter templates.

7. Is credit repair legal?

Yes. Under the Fair Credit Reporting Act (FCRA) and Credit Repair Organizations Act (CROA).

8. Can you remove repossessions, charge-offs, or collections?

Yes — we’ve helped clients remove all of the above. We analyze each item and challenge them using federal compliance rules, especially if data is mismatched, incomplete, or outdated.

9. What do I need to get started?

Just:

A copy of your credit report (we can help you get this)

A valid photo ID

15 minutes for your free consultation We’ll take it from there.

Let’s Fix Your Credit — Together